If you are fortunate to have a final salary pension you’ll likely find yourself in a better position than most when it comes to retirement planning. However, you’ll also have more options than most in how these pension benefits can be taken.

Our starting position with any final salary pension is that it is best to retain these benefits. There may be occassions when your circumstances and objectives dictate that taking your pension benefits in a different manner are better suited to you.

As final salary pension advice is considered high risk advisers are now required to hold additional qualifications. When looking for the right practice to use for your final salary pension needs we recommend you ensure they have the correct qualifications and permissions to carry out this advice.

Our brochure below will give you more information on the process we follow before exploring is a transfer of your benefits is adviseable. This can be found here.